applicant or enrollee.
(2) Limiting the amount, extent or kind of coverage
available to the applicant or enrollee.
(3) Charging the applicant or enrollee, or a group to
which the applicant or enrollee belongs, a rate that is
different from the rate charged to other applicants or
enrollees.
"Applicant." An individual or group that seeks to obtain
coverage under an insurance policy from an insurer.
"Enrollee." A policyholder, subscriber or covered person
under an insurance policy.
"Insurance policy." A life insurance policy, disability
policy, long-term care policy, subscriber contract, certificate
or plan that is offered, issued or renewed by an insurer.
"Insurer." An entity licensed or authorized to conduct the
business of insurance that is governed under the act of May 17,
1921 (P.L.682, No.284), known as The Insurance Company Law of
1921, including section 630 and Article XXIV of that act.
"PEP." A post-exposure prophylaxis HIV medication that is
approved by the United States Food and Drug Administration and
that can be taken as a prophylaxis to prevent the transmission
of the human immunodeficiency virus after a person is exposed.
"PrEP." A pre-exposure prophylaxis HIV medication that is
approved by the United States Food and Drug Administration and
that can be taken as a prophylaxis to prevent the transmission
of the human immunodeficiency virus before a person is exposed.
Section 3. Prohibition on discrimination.
Notwithstanding any other provision of law, an insurer may
not take an adverse action on an insurance policy against an
applicant or enrollee solely based on the applicant's or
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