2023-2024 Regular Session SB 824 PN 1151 Bill Text (HTM)

PRIOR PRINTER'S NOS. 899, 1100

PRINTER'S NO. 1151

THE GENERAL ASSEMBLY OF PENNSYLVANIA

SENATE BILL

No.

824

Session of

2023

INTRODUCED BY PENNYCUICK, DILLON, BREWSTER, DUSH, COSTA,

BOSCOLA, BROOKS, SCHWANK, CAPPELLETTI, CULVER AND MILLER,

JUNE 15, 2023

AS AMENDED ON THIRD CONSIDERATION, OCTOBER 3, 2023

AN ACT

Amending the act of December 22, 2005 (P.L.474, No.94),

entitled, as amended, "An act providing for security of

computerized data and for the notification of residents whose

personal information data was or may have been disclosed due

to a breach of the security of the system; and imposing

penalties," further providing for definitions, for

notification of the breach of the security of the system and

for notification of consumer reporting agencies; and

providing for credit reporting and monitoring.

The General Assembly of the Commonwealth of Pennsylvania

hereby enacts as follows:

Section 1. The definition of "personal information" in

section 2 of the act of December 22, 2005 (P.L.474, No.94),

known as the Breach of Personal Information Notification Act,

amended November 3, 2022 (P.L.2139, No.151), is amended to read:

Section 2. Definitions.

The following words and phrases when used in this act shall

have the meanings given to them in this section unless the

context clearly indicates otherwise:

* * *

"Personal information."

(1) An individual's first name or first initial and last

name in combination with and linked to any one or more of the

following data elements when the data elements are not

encrypted or redacted:

(i) Social Security number.

(ii) Driver's license number or a State

identification card number issued in lieu of a driver's

license.

(iii) Financial account number, credit or debit card

number, in combination with any required security code,

access code or password that would permit access to an

individual's financial account.

(iv) Medical information in the possession of a

State agency or State agency contractor.

(v) Health insurance information.

(vi) A user name or e-mail address, in combination

with a password or security question and answer that

would permit access to an online account.

(2) The term does not include publicly available

information that is lawfully made available to the general

public from Federal, State or local government records or

widely distributed media.

* * *

Section 1.1. Section 3 of the act is amended by adding a

subsection SUBSECTIONS to read:

Section 3. Notification of the breach of the security of the

system.

* * *

(c.1) Notice to Attorney General.--When notice of the breach

of the security of the system under this section must be given

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to more than 500 affected individuals in this Commonwealth,

notice shall be made concurrently to the Office of Attorney

General. Notice to the Attorney General shall include the

following information to the extent known by the notifying

entity :

(1) The organization name and location.

(2) The date of the breach of the security of the

system .

(3) A summary of the breach incident of the security of

the system .

(4) An estimated total number of individuals affected by

the breach of the security of the system .

(5) An estimated total number of individuals in this

Commonwealth affected by the breach of the security of the

system .

(C.2) EXEMPTION.--AN ENTITY SUBJECT TO THE REQUIREMENTS OF

40 PA.C.S. CH. 45 (RELATING TO INSURANCE DATA SECURITY) SHALL BE

EXEMPT FROM THE NOTICE REQUIREMENTS UNDER SUBSECTION (C.1).

* * *

Section 2. Section 5 of the act is amended to read:

Section 5. Notification of consumer reporting agencies.

When an entity provides notification under this act to more

than [1,000] 500 persons at one time, the entity shall also

notify, without unreasonable delay, all consumer reporting

agencies that compile and maintain files on consumers on a

nationwide basis, as defined in section 603 of the Fair Credit

Reporting Act (Public Law 91-508, 15 U.S.C. § 1681a), of the

timing, distribution and number of notices.

Section 3. The act is amended by adding a section to read:

Section 5.4. Credit reporting and monitoring.

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(a) Assumption of costs.--An entity that provides

notification under section 5 and meets the requirements of

subsection (b) shall assume all costs and fees in providing the

affected individuals:

(1) Access to one independent credit report from a

consumer reporting agency if the individual is not eligible

to obtain an independent credit report from a consumer

reporting agency for free under 15 U.S.C. § 1681 (relating to

congressional findings and statement of purpose).

(2) Access to credit monitoring services for a period of

12 months following notification. An entity may satisfy the

requirements of this paragraph by providing notice to the

individual of the availability of monitoring services for a

period of 12 months at no cost to the individual.

(b) Data subject to credit reporting and monitoring.--

Notwithstanding any other provision of law, an entity shall be

subject to the requirements of this section if that entity makes

a determination that a breach of the security of the system has

occurred and reasonably believes that an individual's first name

and last name or an individual's first initial and last name, in

combination with any of the following information, has been

accessed:

(1) Social Security number.

(2) Bank account number.

(3) Driver's license or State ID number.

of the availability of no-cost services under subsection (a)

upon notification in compliance with this act.

Section 4. This act shall take effect in 90 days.

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